Accounts

Checking/Savings

Regular Shares

Minimum balance of $25 required. Interest is declared and paid quarterly.

Share Draft Accounts

Maintain $25 balance in regular share account. $750 average minimum balance required to earn interest. Interest is paid monthly. No monthly service charge.

Money Fund Accounts

Maintain $25 balance in regular share account. $100 minimum balance required to earn interest. Interest is paid monthly.

Certificate of Deposits

$100 minimum balance plus $25 in regular share account. We offer competitive rates for six months up to 60 months. Dividends are paid semi-annual from date of deposit. Interest penalty for early withdrawal.

Christmas Club Accounts

$5 minimum balance - $5,000 maximum balance plus $25 in regular share account. Interest is paid annually. No interest is paid if account is closed early.

VACATION CLUB ACCOUNTS

$5 minimum balance - $5,000 maximum balance plus $25 in regular share account. Interest is paid annually. No interest is paid if account is closed early.

Individual Retirement Accounts

We offer Traditional, Roth, and Education IRAs. $50 minimum balance to earn interest plus $25 balance in regular share account. This is a variable rate deposit account. Interest is determined and paid monthly.

Health Savings Accounts (hsa)

The minimum balance to earn interest is $50. Exclusively offer a debit card with this account, checks not included.

"IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, physical address, mailing address, date of birth and other information that will allow us to identify you. We will ask to see your driver's license or other identifying documents and will make copies or scan the information into our system.

"The NCUA insures accounts in federally insured credit unions for $250,000 per qualifying account."